3 Practical Tips to Take You in the Right Direction Financially
Gary Keesee • April 4, 2017
Are you ready to get going in the right direction financially?
Here are three tips to help you on the road to financial success:
1. Start by figuring out where your money is going.
Look at the last three to six months and analyze what you’ve actually spent. The goal here is to find out how you’re really living. Use online bank records or past receipts to help produce a detailed report. If you’re unsure how much you’ve actually spent on each item, just make a detailed list of your current expenses with estimated amounts.
Keep in mind that you’re not trying to impress anyone here. You need the facts. You must have a clear picture of reality and understand exactly where you are in your monthly cash flow before you can move forward.
2. Create a balanced budget.
I’ve found that 99% of the families I’ve helped don’t have a written budget. Credit cards have made it easy to disregard this important tool of the past. If the budget is tight, the credit card makes up the difference for most families.
Your first step toward a balanced budget will be to reduce your expenses. Look at your analysis from tip #1, and look for all of the nonessential expenses.
Nonessential expenses are primarily expenses that you incur on a monthly basis that you could drop or do differently. This would include things like salon and nail services, cell phone usage, hobbies, monthly services that you use, eating out, and entertainment. These are recurring expenses for things you can live without that are not a set monthly payment.
For now, focus on the small ways you can find money in how you live. You’ll be surprised how much is there.
Be prepared for the I-feel-sorry-for-myself attitudes that may surface when you are faced with changing your lifestyle. When it comes to ridding your life of financial bondage, the devil always makes you feel like you’re going backwards. During this time, focus on the reward at the end of this journey rather than the self-pity you may be feeling now.
3. Find your hidden money.
Walk through your house (especially the garage and basement) and record every item that you’re not using or could live without on a sheet of paper. The goal of this is to sell those items to help create a cash reserve of at least $2,000. This amount would be enough to take care of most major expenses like new tires, a furnace or car repair, or small home maintenance.
Remind yourself that you’ll still be able to buy that item or be able to purchase something even better down the road. Right now, making this your best year yet is your most important goal.
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Learn more about the life-changing principles of the Kingdom of God, and get more tips for your financial success, in my foundational series, Your Financial Revolution.
I promise you that really getting this will completely change your life just like it completely changed mine.
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Reading Time 3 mins 8 secs – Let me ask you something. Are you truly concerned about God’s business? Or are you more focused on your own? That might be a tough question, but it’s one we all have to answer at some point. The truth is, when we align our lives with God’s agenda, everything else begins to fall into place. Jesus made it clear in Luke 2:49 (NKJV) when He said, “Did you not know that I must be about My Father’s business?” He was focused. He understood that His life was about fulfilling a divine purpose, not just going through the motions of everyday existence. And guess what? The same applies to you and me. God’s Business First A lot of people are trying to build their own lives, solve their own problems, and make their own way—only to end up frustrated, tired, and lacking. But Matthew 6:33 (NIV) gives us a powerful principle: “Seek first his kingdom and his righteousness, and all these things will be given to you as well.” That means if we take care of God’s business, He’ll take care of ours. I’ve seen this firsthand in my own life and in the lives of countless others. When we align our time, energy, and resources with what God is doing, He ensures that we never lack what we need. Provision follows purpose. Philippians 4:19 (NIV) reminds us, “And my God will meet all your needs according to the riches of his glory in Christ Jesus.” When we prioritize His business, He supplies all we need. What Does It Mean to Be About God’s Business? Being about God’s business isn’t just about working in ministry. It means bringing Kingdom principles into everything we do—our careers, our families, our finances, and even our daily conversations. It means: Using your talents and skills to make an impact for God’s Kingdom : “Whatever you do, work at it with all your heart, as working for the Lord, not for human masters” (Colossians 3:23, NIV). Handling your finances according to His Word, not just worldly wisdom : “Honor the Lord with your wealth, with the firstfruits of all your crops; then your barns will be filled to overflowing, and your vats will brim over with new wine” (Proverbs 3:9–10, NIV). Being led by the Holy Spirit in decision-making, rather than reacting to circumstances : “For those who are led by the Spirit of God are the children of God” (Romans 8:14, NIV). Viewing your work as a mission field, wherever you are. Stepping into Your Kingdom Assignment Too often, people are waiting for God to bless them before they take action. But that’s backward! When you step into your Kingdom assignment—when you take that step of faith and prioritize what God is doing—then provision, opportunities, and success start flowing your way. That’s how the Kingdom works. James 2:17b (NIV) tells us, “Faith by itself, if it is not accompanied by action, is dead.” God has called you to make a difference, to live with purpose, and to operate in the blessings of the Kingdom. But it starts with a choice: Will you focus on His business, or will you continue trying to figure things out on your own? Make the Shift Today If you’ve been struggling, feeling stuck, or wondering why things aren’t working, take a moment to check your focus. Are you aligned with God’s business? Are you seeking His Kingdom first? Proverbs 16:3 (NIV) encourages us, “Commit to the Lord whatever you do, and he will establish your plans.” When you trust Him and put Him first, He will lead you to success. I challenge you today: Make the shift. Start putting God’s agenda before your own, and watch how He transforms every area of your life. His business is the best business to be in! Let’s go after it together! Watch the full message here: Are You Concerned About God's Business?
Reading Time 2 mins 52 secs – Have you ever felt like there’s more to life than what you’re currently experiencing? That nagging sense that you were created for something greater, yet you’re not quite sure what it is or how to step into it? You’re not alone. Many people go through life knowing deep down that they have a specific purpose—a destiny to fulfill—but they struggle to identify it and take the necessary steps to walk in it. But here’s the truth: You weren’t just saved to survive; you were saved to occupy! You were created with a unique assignment and a position of influence in this world. Your destiny isn’t just about achieving personal success; it’s about fulfilling your Kingdom purpose. Moving Beyond Deliverance to Destiny One of the biggest traps believers fall into is celebrating deliverance but never stepping into their destinies. Think about it—have you ever experienced a breakthrough in your life? Maybe you got out of debt, overcame an addiction, or walked away from a toxic situation. But instead of pressing forward, you found yourself simply enjoying your newfound freedom without any real direction. Here’s the problem: Deliverance is never permanent unless you learn to occupy! The enemy will always try to reclaim territory in your life. If you don’t move forward into your destiny, you risk falling back into old cycles. Your breakthrough is just the beginning, not the end. God didn’t free you so you could sit still. He freed you so you could step into your purpose and advance His Kingdom! Understanding Your Authority To occupy your destiny, you have to understand the authority God has given you. Too many believers live far below their potential because they don’t recognize the authority they carry. Authority isn’t about how powerful you feel; it’s about knowing your legal standing. Think about a police officer directing traffic. Cars don’t stop because the officer has the physical strength to stop them. They stop because of the badge —the authority the officer represents. It’s the same with you. Your authority doesn’t come from your abilities. It comes from the One you represent. But here’s the key: You can’t walk in authority unless you’re also submitted to authority. Finding Your Place in God’s Organizational Chart Have you ever considered where you fit in God’s organizational chart? Your destiny is directly tied to understanding your role and responsibilities in the Kingdom. Ask yourself: Where has God called me to be? What unique gifts and abilities do I bring? Who has God placed in authority over me? Who has He placed in my care? When you’re in the right place—operating within your assigned role—things work smoothly, and God’s authority flows properly in your life . The Power of Staying Submitted One of the biggest challenges in stepping into your destiny is staying submitted —especially when you disagree or face correction. Your maturity isn’t measured by your talent or your age. It’s measured by your ability to remain submitted even when it’s difficult . Think about how quickly you want to defend yourself when criticized. Do you get offended? Do you want to quit? That’s a sign of immaturity that can derail your destiny. Submission isn’t about control; it’s about protection. When you remain under authority, you position yourself for greater authority and greater Kingdom impact. Moving Forward with Confidence As you step into your destiny, God will provide everything you need —the right people, the right resources, and the right opportunities to fulfill your assignment. The double portion is already yours! When you align yourself with God’s plan and operate under His authority, you’ll find that He supplies “exceedingly, abundantly above all that you could ask or think” (Ephesians 3:20). So, are you ready to move beyond just celebrating your freedom to actually occupying your place of influence ? Your destiny is waiting. It’s time to take possession of what’s rightfully yours! What area of authority has God placed in your hands? How are you occupying that space for His Kingdom?
Reading Time 4 mins 39 secs – You know, every January, people talk about starting fresh—setting New Year’s resolutions and trying to reset their lives physically, emotionally, financially, and spiritually. And that’s great. But how many times have we found ourselves setting the same resolutions year after year, only to abandon them a few days, weeks, or a month later? This year, I want to challenge you to think differently. Instead of focusing only on what you want to achieve in 2025, let’s also take a hard look at what you need to leave behind in 2024. Sometimes, the biggest breakthroughs come not from what we gain but from what we let go of. Here are three things to leave behind as you step into God’s best for your life in 2025: 1. Insecurities Let’s talk about insecurity for a second. It’s a sneaky thief. It keeps you stuck, paralyzed, and doubting whether you’re capable of doing what God called you to do. Insecurity is not from God. It's the enemy’s tactic to rob you of your destiny. God made you on purpose, for a purpose, and He doesn’t make mistakes. Genesis 1:27 says you were created in His image. That means you have His DNA—His creativity, power, and potential—inside of you. Stop comparing yourself to someone else’s highlight reel. Stop trying to fix yourself with things that don’t matter—more stuff, more status, or other people’s opinions. God has already given you everything you need to walk confidently into your calling. Here’s what to do: Spend time reminding yourself what God says about you. When insecurity tries to creep in, stand firm on the Word of God. Write down affirmations based on Scripture, and speak them out loud! Your words carry power. Be confident in this truth: God chose you for this moment, this season, and this purpose. Let 2025 be the year you leave insecurity in the rearview mirror. You have too much ahead to let fear hold you back. 2. Complaining I’m going to be real with you: complaining is one of the fastest ways to keep yourself stuck. It focuses all your energy on what’s wrong instead of what God’s doing. And the Bible makes it clear: “The tongue has the power of life and death” (Proverbs 18:21a, NIV). What are you speaking over your life? Complaining doesn’t just create negativity; it’s a mindset. When you constantly dwell on the problems, you miss the solutions God is already providing. So, what’s the alternative? Gratitude. Gratitude is a weapon. It shifts your focus and aligns your thinking with God’s promises. Here’s how to flip the script: Start a gratitude list. Write down three things you’re thankful for every day. Train your mind to focus on what God is doing, not what isn’t going right. Catch yourself. When you start to complain, pause and say, “What can I be grateful for in this moment?” Get perspective. Ask yourself, “Is this going to matter a year from now?” Most of the time, the things we complain about aren’t worth the energy. When you retrain your mind to focus on the good, you’ll find that joy and strength naturally follow. The Bible says, “The joy of the Lord is your strength” (Nehemiah 8:10b, NIV). Let’s lean into that joy in 2025. 3. Toxic Relationships We’ve all been there. Relationships can be a blessing, but some relationships weigh you down, pull you away from God’s plan, and drain your energy. Toxic relationships aren’t just in romantic settings. They can show up in friendships, family, or work environments too. If someone is constantly pulling you away from your purpose, making you question your worth, or keeping you from stepping into God’s best, it’s time to set some boundaries. And listen: this doesn’t mean cutting off people entirely. Boundaries don’t mean you stop loving people. They mean you stop letting their dysfunction control your life. Ask yourself: Is this relationship pushing me closer to God or pulling me away? Does this person consistently build me up, or do they tear me down? When you let go of relationships that aren’t aligned with where God is taking you, you make space for the right people—people who will encourage you, challenge you, and grow with you. I’m Sure You Can Think of More Things to Leave Behind… This list is just a starting point. Maybe for you, it’s leaving behind procrastination, negative thoughts, or the fear of failure. Maybe it’s doubt, pride, or the need to control everything. Whatever it is, take some time to reflect. Ask yourself: What’s holding me back from stepping into the life God has for me? We all have things we’ve been carrying for far too long—things that don’t belong in the next chapter of our lives. This year, don’t just focus on what you’re reaching for; get intentional about what you’re letting go of. There’s power in leaving behind what no longer (or never did) serve God’s purpose for you. Stepping Into 2025 Here’s the good news: You don’t have to navigate this alone. God didn’t design you to do life by yourself. Surround yourself with people who will speak life into you, remind you of God’s promises, and stand with you in faith. You won’t always get it right—and that’s okay. Nobody succeeds at everything all the time. But when you fall, God’s grace is there to pick you back up. He’s cheering you on, and so are Drenda and I. As we move forward into 2025, let’s leave behind insecurity, complaining, and toxic relationships. Instead, let’s embrace God’s truth, walk in gratitude, and surround ourselves with the right people. This is your year to step boldly into what God has called you to do. Let’s make it count.